Kristin Pullar has over 17 years’ experience in the auditing, accounting and risk functions for Fortune 500 firms in the financial or telecommunications space. Kristin joined Western Union in June 2004 as part of the audit team, and is Head of Anti-Money Laundering and Compliance audits for Western Union. Kristin has produced multiple independent AML or Consumer Protection/Fraud reviews during her tenure at Western Union. She recently built a strong foundational audit program for AML risk which has been complemented by external parties, including state examiners, Consumer Financial Protection Bureau, and independent consultants. With her prior audit background, she assisted in creation of the enterprise risk management framework for Western Union. Prior to Western Union, Kristin worked in the telecommunications industry in financial reporting, project management, and auditing. Kristin began her career with Pricewaterhouse Coopers LLP and spent 5 years specializing in audits for tech start-ups and service products. Kristin is a Certified Internal Auditor and a Certified Anti-Money Laundering Specialist. She also achieved the CAMS-Audit designation in September 2015.